Our Promise To You
Contact Us To Start Your Settlement Process Today - 757-271-3026
What Is A
Life Settlement
A life settlement transaction is the sale by the owner of a life insurance policy to a third party for an amount greater than its cash surrender value and less than the death benefit. The seller of the policy receives a cash payment; the buyer of the policy assumes all future payments and receives the death benefit upon the passing of the insured.
Should I Sell My Policy
Millions of American seniors are nervous about their retirement years and are searching for financial security to help them pay medical expenses, rid themselves of debt or just enjoy their golden years. For those folks, a life
settlement is an important option to consider as an alternative to lapsing or surrendering their life insurance policy.
Indeed, a survey prepared for the Insurance Studies Institute found that 90 percent of seniors who have lapsed a policy would have considered selling it if they had known a life settlement was an option.
Do I Qualify For A Life Settlement?
2. You have a life expectancy of 15 years or less.
What Is My Policy Worth?
The truth is, your policy is worth what a financial institution is willing to pay for it. To get you the best offer, we create an auction and allow all the interested licensed buyers to bid against each other for your settlement offer. This insures that you get top dollar for your policy.
The auction set up and the entire service is free to you. When its over, you can accept the highest bid or reject it. There is no obligation at all. Call us so we can go to work for you today.
Rave Reviews From Our Clients!
Great Success
Just a quick note to thank you and your team for persevering and the hard work, making the sale of both policies a great success. Keeping me informed and on-track through the process was very
important to me.” – K.J.
It Was A Pleasure
“It has been a pleasure to work with professional people who know their business and follow up and follow through! Thank you for your assistance in this matter. We will recommend you to any and all who ask!” – J.A.
Amazing To Work With
“Thank you so much! You have been amazing to work with. Your diligence, patience, clear communication, and thoroughness has been noted and appreciated by us.” A.B.
Forever Grateful
I’m not sure how to begin to thank you and your team. Saying thank you just doesn’t feel like enough. You gave us a new beginning where I didn’t see much of a future. I am forever grateful!” E.A.
FREE CONSULTATION & REVIEW - CALL TODAY!
Why Use Our Firm?
There are many reasons to use Nottingham Life Settlements for your life settlement.
1. First, we represent only you.
2. We maximize the amount you can get for your policy by setting up an auction that lets all of the licensed buyers bid on it.
3. We do all of this at no cost or obligation to you.
About Richard Nottingham
Richard has been a Financial Services Professional for 43 years and since 2002 has been actively involved in negotiating life settlements, always representing the seller.
Many of the Trusts and Estates attorneys in Hampton Roads know him as the “go-to” person for these transactions. He is also approved in VA to teach a 1 hour CLE course on the subject (the curriculum being created by the Life Insurance Settlement Association) and has taught the course at most of the major law firms in the Hampton Roads area. He has also appeared in Bankruptcy courts as an expert witness, in cases where the court must grant approval for a life settlement transaction to be completed (when the policy owner/seller is going through bankruptcy).
Who We Are:
Dedicated To Finding You The Best Settlement Offer For Your Policy
Life Settlements have become a very acceptable solution for unwanted policies over the last 20 years. 44 states plus Puerto Rico (Virginia is one) regulate these transactions to provide confidential and very safe outcomes for policy sellers.
The National Association of Insurance Commissioners has officially endorsed life settlements as an appropriate strategy to raise funds for long term care (LTC) expenses.
I have completed many life settlements over the last 16 years, creating over $11,000,000 in FOUND $$ for clients (difference in policy CSV as compared to net proceeds to sellers from a settlement transaction). I’ve never had a complaint or dissatisfied client. Instead, we get comments like the following…
“It has been a pleasure to work with professional people who know their business and follow up and follow through! Thank you for your assistance in this matter. We will recommend you to any and all who ask!”
And…
“I went into our bank account yesterday, saw it actually right after returning from church service—it just shows how good God is and how He brings people into our lives when we need them. Thank you!
Bring us your policy and let our team help you get the best result for your particular situation.
Don’t Fall For These Marketing Myths
Life Settlements Are Not Safe or Legal.
Don’t get confused by what you may read on other websites or blogs: life settlement transactions are highly regulated and have been upheld by numerous court decisions as perfectly legal and appropriate. In fact, there has been only one consumer complaint nationwide involving life settlements since 2013, according to the National Association of Insurance Commissioner’s Consumer Information Source.
All Buyers Are The Same and Will Make The Same Offer.
This is definitely not the case. Each buyer will do its own research as to the value of the policy and your health and make a offer. You can be sure that even if it’s more than the cash value of the policy, it is not their best offer. We set up an auction among all qualified and interested buyers and allow them to bid on your policy. This assures that you get top dollar for your policy and not what one company may hope you will settle for.. There is no obligation and the process is FREE so call today.
I Can Easily Handle This Myself.
While it is true that you can call a company and get an offer from them, it will not be their best offer. Our process assures you that multiple interested buyers will be bidding on your policy. Putting together an auction like this is no easy task but we are very good at it. You have one shot at doing this right and getting the best pay out possible, don’t do it alone. Call us today for a FREE consultation.
DON'T TAKE OUR WORD FOR IT SEE WHAT OUR CUSTOMERS ARE SAYING
DON'T TAKE OUR WORD FOR IT SEE WHAT OUR CUSTOMERS ARE SAYING
Highly Recommended
I have worked with Dick on several occasions regarding life settlements for my clients. He has been relentless in his efforts to obtain the best results for the clients. He was able to get a $295,000 payment to my client on a $1,000,000 term policy. Amazing. I highly recommend Dick for Life Settlements. Todd Preti
Many Thanks
“I want to thank you so very much for helping me to monetize my life insurance policy. You and your
colleagues were superb in plotting out a strategy that culminated at a level of success beyond our most optimistic expectations. Your knowledge and service were so impressive. Many thanks!” R..
Contact Us Today At 757-271-3026
CONTACTS
T: 757-271-3026
Nottinghamlifesettlements@outlook.com
ABOUT US
We can’t wait totalk to you about your current policy and how it may help you fund your future.
Our talented team stands ready to help you find the best possible solution. Call us today!
T: 757-271-3026
Nottinghamlifesettlements@outlook.com